Thinking about switching to an electric vehicle (EV) but put off by the upfront costs? Enter EV salary sacrifice—a game-changing way to drive a brand-new electric car for significantly less.
Through our partnership with Octopus Electric Vehicles, Futurechange can now offer you access to this tax-efficient scheme—helping you save money, drive cleaner, and cut your carbon footprint.
Here’s everything you need to know.
What is EV Salary Sacrifice?
Salary sacrifice for EVs is just like the cycle-to-work scheme, but for electric cars.
• Instead of paying upfront, you lease an EV via your employer, paying for it out of your gross salary before tax.
• This means lower National Insurance & Income Tax payments, saving you up to 40% on the monthly cost of a new EV.
• Everything is included—insurance, maintenance, charging, breakdown cover, and tyres—so there’s no hidden costs.
It’s a simple way to switch to electric without the hassle.
How It Works for Employees & Employers
For Employees
✅ Pick your EV from a huge range of models.
✅ Pay for it through your salary before tax, making big savings.
✅ Get everything included—insurance, servicing, breakdown cover, and even a free home charger.
✅ Drive your EV stress-free with zero upfront costs.
For Employers:
✅ Zero setup costs—completely free to offer as a benefit.
✅ Boost employee retention—75% of staff say better benefits help them stay in a job.
✅ Lower business National Insurance costs.
✅ Support sustainability goals and reduce your company’s carbon footprint.
Octopus Energy handles everything—so it’s hassle-free for employers, too.
How Much Can You Save? (Real-Life Example)
Here’s how salary sacrifice could affect your take-home pay when leasing a Tesla Model 3 through the scheme:
| Without Salary Sacrifice | With Salary Sacrifice |
| Gross salary: £6,667 | Gross salary: £6,667 |
| Income tax: £1,619 | Income tax: £1,243 |
| National Insurance: £427 | National Insurance: £408 |
| Take-home pay: £4,621 | Take-home pay: £4,044 |
| 🚗 Monthly EV cost: £940 | 🚗 Monthly EV cost: £577 |
| You save £363/month! 🎉 | You save up to 40%! 🎉 |
By paying for the car before tax is deducted, your overall take-home pay only drops by £577 per month—instead of paying £940 directly from your pocket. That’s a huge saving!
What’s Included? (Zero Hidden Costs)
With Octopus EV’s salary sacrifice scheme, you get:
✅ A brand-new EV 🚗
✅ Fully comprehensive insurance
✅ Breakdown cover (AA)
✅ Tyre replacements
✅ Servicing & maintenance
✅ Early termination protection
✅ A free home charger & installation (or 4,000 miles of public charging)
It’s the most hassle-free way to switch to an EV—everything you need is included.
Free Charging Offers
🚙 Home Charging Offer:
Get a free smart charger + installation at home.
⛽ Public Charging Offer:
Get 4,000 free miles of charge via Octopus Electroverse.
👉 Check if you’re eligible & sign up here
Who Can Apply?
Most UK employees are eligible if:
✅ Your company is registered in the UK.
✅ You earn above minimum wage after deductions.
✅ Your employer offers the scheme (or is willing to sign up).
If your employer hasn’t signed up yet, Octopus EV makes it quick and free to get started.
Why Choose Octopus EV?
We compared EV salary sacrifice schemes, and Octopus EV stands out because:
⭐ Trustpilot-rated 4.8/5—top-rated for customer service.
⚡ Complete EV package—car, charger, energy, insurance, servicing—all in one place.
💰 No hidden costs—you pay one fixed monthly fee with no surprise charges.
🌍 Backed by Octopus Energy—one of the UK’s greenest energy providers.
✅ Flexible & secure—includes early termination protection.
Final Thoughts: Is EV Salary Sacrifice Worth It?
If you’re looking for a hassle-free, cost-effective way to switch to an electric vehicle, salary sacrifice is one of the best options out there.
• Save up to 40% on the cost of a brand-new EV.
• Get everything included—insurance, maintenance, servicing, & charging.
• No upfront cost—just one simple monthly payment.
• Perfect for employees & businesses looking to cut costs & go green.
🌱 Going electric has never been this easy.
Want to find out more? Click here to register your interest
